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As a nonprofit hospital, Bozeman Health Big Sky Medical Center is committed
to providing high quality, compassionate medically necessary health care
services to all patients regardless of ability to pay. We understand that
health issues are stressful and sometimes the financial burden attached
to them adds to the stress.
Health insurance plans can be confusing. If you are unsure of your coverage
for a particular medical procedure or test, call the customer service
telephone number on your insurance card before scheduling a procedure.
Your insurance policy is a contract between you and your insurance company.
As a service to you, Bozeman Health will send a claim to your insurance
company for all services we provide to you. By working together, we can
minimize misunderstandings, payment delays and billing costs. Please be
aware, you are responsible for any charges not covered by your benefit plan.
Depending on your insurance plan, you may be required to get approval (pre-certification)
before you receive hospital services. Obtaining approval does not guarantee
that the cost of the service is completely covered by your benefit plan.
If Bozeman Health does not participate in your insurance plan, you may
still receive services at our facility. Please be aware that if your insurance
does not participate with Bozeman Health, your insurance company will
consider our services as "out of network" and you will most
likely be responsible for paying more out of your pocket.
Any individual at or below the Federal Poverty income level, dependent
on family size, will be eligible to receive a full write-off of the self-pay
portion of incurred charges. Any uninsured individual with income under
250% of the Federal Poverty Guidelines will be eligible to receive a discount
from charges based on guidelines.
In some cases, full or partial assistance may be provided to insured individuals
with gross family incomes above 250% of the Federal Poverty Guidelines
adjusted for family size.
Catastrophic financial assistance is available to individuals who have
a large balance remaining after all third party payments have been taken
into account. If the patient's financial responsibility is greater
than 50% of the family's annual household income, the excess amount
will be treated as catastrophic financial assistance and written off of
the patient's account. This policy applies only to inpatient, outpatient
or emergency room services and is not applicable to professional fees,
unless the professional is an employee of Bozeman Health Medical Group.