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Financial Services

As a nonprofit hospital, Bozeman Health Big Sky Medical Center is committed to providing high quality, compassionate medically necessary health care services to all patients regardless of ability to pay. We understand that health issues are stressful and sometimes the financial burden attached to them adds to the stress.

Health insurance plans can be confusing. If you are unsure of your coverage for a particular medical procedure or test, call the customer service telephone number on your insurance card before scheduling a procedure. Your insurance policy is a contract between you and your insurance company. As a service to you, Bozeman Health will send a claim to your insurance company for all services we provide to you. By working together, we can minimize misunderstandings, payment delays and billing costs. Please be aware, you are responsible for any charges not covered by your benefit plan.

Depending on your insurance plan, you may be required to get approval (pre-certification) before you receive hospital services. Obtaining approval does not guarantee that the cost of the service is completely covered by your benefit plan. If Bozeman Health does not participate in your insurance plan, you may still receive services at our facility. Please be aware that if your insurance does not participate with Bozeman Health, your insurance company will consider our services as "out of network" and you will most likely be responsible for paying more out of your pocket.

Any individual at or below the Federal Poverty income level, dependent on family size, will be eligible to receive a full write-off of the self-pay portion of incurred charges. Any uninsured individual with income under 250% of the Federal Poverty Guidelines will be eligible to receive a discount from charges based on guidelines.

In some cases, full or partial assistance may be provided to insured individuals with gross family incomes above 250% of the Federal Poverty Guidelines adjusted for family size.

Catastrophic financial assistance is available to individuals who have a large balance remaining after all third party payments have been taken into account. If the patient's financial responsibility is greater than 50% of the family's annual household income, the excess amount will be treated as catastrophic financial assistance and written off of the patient's account. This policy applies only to inpatient, outpatient or emergency room services and is not applicable to professional fees, unless the professional is an employee of Bozeman Health Medical Group.

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